Ling 3.0 Flash Fin (free) is free for input tokens while Kimi K3 costs $3 per 1M tokens.
API cost decision in 10 seconds
🔥Kimi K3 vs NewLing 3.0 Flash Fin (free)
Pick Ling 3.0 Flash Fin (free) for lower cost; pick Kimi K3 only if the larger context window matters more.
Budget verdict
Pick Ling 3.0 Flash Fin (free) for lower cost; pick Kimi K3 only if the larger context window matters more.
On the standard 1M input plus 500K output workload, Ling 3.0 Flash Fin (free) is estimated at $0 vs $10.5 for Kimi K3, saving $10.5 (100% lower).
Kimi K3 has more context, but Ling 3.0 Flash Fin (free) saves $10.5 on the standard workload. At 10x that traffic, the same price gap is about $105. Use the calculator below to replace the sample workload with your own token volume.
Cost sensitivity
Workload Sensitivity
Ling 3.0 Flash Fin (free) stays cheaper across input-heavy, balanced, and output-heavy sample workloads.
| Workload shape | Token mix | Better pick | Kimi K3 | Ling 3.0 Flash Fin (free) |
|---|---|---|---|---|
| Input-heavy / RAG | 5M input + 500K output | Ling 3.0 Flash Fin (free) | $22.5 | $0 |
| Balanced workload | 1M input + 1M output | Ling 3.0 Flash Fin (free) | $18 | $0 |
| Output-heavy chatbot | 1M input + 5M output | Ling 3.0 Flash Fin (free) | $78 | $0 |
Ling 3.0 Flash Fin (free) is free for output tokens while Kimi K3 costs $15 per 1M tokens.
Kimi K3 has 786.43K more context (4x larger).
Ling 3.0 Flash Fin (free) is free for the standard workload while the other model is estimated at $10.5.
Estimate your workload cost
Your Workload Cost
This estimate uses normalized public API pricing per 1M tokens. It is a planning aid, not a billing quote. Verify provider pricing, limits, and terms before production use.
Quick Decision
Ling 3.0 Flash Fin (free) has the lower input price; Ling 3.0 Flash Fin (free) has the lower output price; Kimi K3 offers the larger context window. For the 1M input plus 500K output sample, Ling 3.0 Flash Fin (free) is cheaper for the standard workload.
For a 1M input token plus 500K output token workload, the estimated API cost is $10.5 for Kimi K3 and $0 for Ling 3.0 Flash Fin (free).
Choose Kimi K3 when you care most about larger context window.
Choose Ling 3.0 Flash Fin (free) when you care most about lower input-token price, and lower output-token price.
- On the standard 1M input plus 500K output workload, Ling 3.0 Flash Fin (free) is estimated at $0 vs $10.5 for Kimi K3, saving $10.5 (100% lower).
- Ling 3.0 Flash Fin (free) is free for the standard workload while the other model is estimated at $10.5.
- Ling 3.0 Flash Fin (free) is free for input tokens while Kimi K3 costs $3 per 1M tokens.
- Ling 3.0 Flash Fin (free) is free for output tokens while Kimi K3 costs $15 per 1M tokens.
- Kimi K3 has 786.43K more context (4x larger).
| Feature | 🔥Kimi K3 (MoonshotAI) | NewLing 3.0 Flash Fin (free) (inclusionAI) |
|---|---|---|
| Input Price prompt tokens per 1M | $3 | $0 |
| Completion Price per 1M tokens | $15 | $0 |
| Sample Workload Cost 1M input + 500K output | $10.5 | $0 |
| Context Window | 1.05M | 262.14K |
| Release Date | ||
| Popularity | #12 |
Use-Case Decision Matrix
| Use case | Better pick | Why |
|---|---|---|
| Budget-constrained production | Ling 3.0 Flash Fin (free) | On the standard 1M input plus 500K output workload, Ling 3.0 Flash Fin (free) is estimated at $0 vs $10.5 for Kimi K3, saving $10.5 (100% lower). |
| High-volume input processing | Ling 3.0 Flash Fin (free) | Lower prompt-token price matters most when prompts, retrieved passages, or documents dominate the bill. |
| Long responses and chatbots | Ling 3.0 Flash Fin (free) | Lower output-token price matters most when assistants generate many completion tokens. |
| RAG or long-document work | Kimi K3 | A larger context window leaves more room for retrieved passages, conversation history, or source files. |
Related Alternatives
- Kimi K2.7 Code (free) can replace Kimi K3 when lower sample workload cost matters most: $0.
- Kimi K2.6 (free) can replace Kimi K3 when lower sample workload cost matters most: $0.
- Kimi K2 0711 can replace Kimi K3 when lower sample workload cost matters most: $1.72.
- Kimi K2 Thinking can replace Kimi K3 when lower sample workload cost matters most: $1.85.
- Grok 4.20 Multi-Agent offers 2M context with $2.5 sample workload cost.
- Grok 4.20 offers 2M context with $2.5 sample workload cost.
- DeepSeek V4 Flash 0731 offers 1.31M context with $0.1 sample workload cost.
- GLM 5.3 Flash offers 1.31M context with $0.2 sample workload cost.
- DeepSeek V4 Flash 0731 · DeepSeek · #1
- MiMo-V2.5 · Xiaomi · #2
- Hy3 · Tencent · #3
- DeepSeek V4 Flash 0423 · DeepSeek · #4
Cheaper alternatives
Review low-cost models sorted by a standard 1M input plus 500K output workload.
Open cheapest modelsLarger context alternatives
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Open provider hubsMoonshotAI catalog
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Ling 3.0 Flash Fin is a finance-focused mixture-of-experts model from InclusionAI, built on Ling 3.0 Flash with 5.1B active parameters out of 124B total. It is designed for real-world investment...